GA Bankruptcy Exemptions
FEDERAL BANKRUPTCY EXEMPTIONS ARE NOT AVAILABLE All law references are to the Official Code of Georgia Annotated. |
ASSET |
EXEMPTION |
LAW PROVISION |
HOMESTEAD
|
Your interest in real or personal property that you or your dependents use as a residence, or in a cooperative that owns property that you or your dependents use as a residence, or a burial plot, up to $21,500 in value ($43,000 if you are married and you and your spouse jointly file for bankruptcy), but only if you don't claim the homestead exemption |
44-13-100(a)(1) |
INSURANCE |
Annuity and endowment contract benefits |
33-28-7 |
Disability or health benefits to $250 per month |
33-29-15 |
Fraternal benefit society benefits |
33-15-20 |
Group insurance |
33-30-10 |
Industrial life insurance if policy owned by someone you depend on, needed for support |
33-26-5 |
Life insurance proceeds if policy owned by someone you depended on, needed for support |
44-13-100(a)(11)(C) |
Unmatured life insurance contract |
44-13-100(a)(8) |
Unmatured life insurance dividends, interest, loan value or cash value to $2,000 if beneficiary is you or someone you depend on |
44-13-100(a)(9) |
MISCELLANEOUS |
Alimony, child support needed for support |
44-13-100(a)(2)(D) |
PENSIONS |
Employees of non-profit corporations |
44-13-100(a)(2.1)(B) |
ERISA-qualified benefits |
18-4-22 |
Public employees |
44-13-100(a)(2.1)(A),
47-2-332 |
Other pensions needed for support |
18-4-22,
44-13-100 (a)(2)(E),
44-13-100(a)(2.1)(C) |
PERSONAL PROPERTY |
Animals, crops, clothing, appliances, books, furnishings, household goods, musical instruments to $300 per item, $5,000 total |
44-13-100(a)(4) |
Burial plot, in lieu of homestead |
44-13-100(a)(1) |
Health aids |
44-13-100(a)(10) |
Jewelry to $500 |
44-13-100(a)(5) |
Lost future earnings needed for support |
44-13-100(a)(11)(E) |
Motor vehicles to $5,000 |
44-13-100(a)(3) |
Personal injury recoveries to $10,000 |
44-13-100(a)(11)(C) |
Wrongful death recoveries needed for support |
44-13-100(a)(11)(B) |
PUBLIC BENEFITS |
Aid to blind |
49-4-58 |
Aid to disabled |
49-4-84 |
Crime victims compensation |
44-13-100(a)(11)(A) |
Local public assistance |
44-13-100(a)(2)(A) |
Old age assistance |
49-4-35 |
Social security |
44-13-100(a)(2)(A) |
Unemployment compensation |
44-13-100(a)(2)(A) |
Veterans benefits |
44-13-100(a)(2)(B) |
Workers compensation |
34-9-84 |
TOOLS OF TRADE |
Implements, books and tool of trade to $1,500 |
44-13-100(a)(7) |
WAGES |
Minimum 75% of earned but unpaid wages for private and federal workers; bankruptcy judge may authorize more for low-income debtors |
18-4-20, 18-4-21 |
WILD CARD |
$600 of any property |
44-13-100(a)(6) |
|
Unused portion of homestead exemption, of any property to a maximum of $5,000 |
44-13-100(a)(6) |
Georgia Bankruptcy Courts
See the list below for Bankruptcy Courts by District. Click on the District link to go directly to that Bankruptcy Court's web site.
BANKRUPTCY COURTS |
NUMBER OF COPIES |
Middle District
Macon Division
P.O. Box 1957
430 Cherry Street
Macon, GA 31201
Telephone:(478) 752-3506
Columbus Division
P.O. Box 2147
901 Front Avenue, Ste. 310
Columbus, GA 31902
Telephone:(706) 649-7837
|
Contact Clerks Office |
Northern District
Atlanta Division
Room 1340 Richard B. Russell Bldg.
75 Spring Street, S.W.
Atlanta, GA 30303
Telephone: (404) 215-1000
Newnan Division
P.O. Box 2328
1 8 Greenville Street, 2nd Floor
Newnan, GA 30264
Telephone: (678) 423-3000
Rome Division
600 E. 1st Street, Rm. 339
Rome, GA 30161
Telephone: (706) 378-4000
Gaineville Division
121 Spring Street S.E., Room 120
Gainesville, GA 30501
Telephone: (678) 450-2700
|
Contact Clerks Office
|
Southern District
Savannah Division
125 Bull Street, Room 213
Savannah, GA 31401
P.O. Box 8347
Savannah, GA 31412
Telephone:(912) 650-4100
Septembera Division
P.O. Box 1487 (30903)
933 Broad Street, 3rd Floor
Septembera, Georgia 30901
Telephone:(706) 724-2421
|
Contact Clerks Office
|
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