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Rhode Island Bankruptcy Exemptions   R.I. Bankruptcy Exemptions

FEDERAL BANKRUPTCY EXEMPTIONS ARE AVAILABLE
All Bankruptcy law references are to General Laws of Rhode Island unless noted.

ASSET

EXEMPTION

LAW PROVISION

HOMESTEAD

$500,000

9-26-4.1

INSURANCE

Accident or sickness proceeds, avails or benefits

Fraternal benefit society benefits

Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary’s creditors

Temporary disability insurance

27-18-24


27-25-18

27-4-12



28-41-32

MISCELLANEOUS

Earnings of a minor child

Property of a business partnership

9-26-4(9)

7-12-36

PENSIONS

ERISA-qualified benefits

Firefighters

IRAs

Police officers

Public employees

State & municipal employees

9-26-4(11)

9-26-5

9-26-4(12)

9-26-5

28-17-4

36-10-34

PERSONAL PROPERTY

Motor vehicle to $12,000

Jewelry up to $2000

Beds, bedding, furniture & family stores of a housekeeper, to $8,600 total

Bibles & books to $300

Body of deceased person

Burial plot

Clothing needed

Consumer cooperative association holdings to $50

Debt secured by promissory note or bill of exchange

9-26-4

9-26-4

9-26-4(3)



9-26-4(4)

9-26-3

9-26-4(5)

9-26-4(1)

7-8-25


9-26-4(7)

PUBLIC BENEFITS

Aid to blind, aged, disabled, AFDC, general assistance

State disability benefits

Unemployment compensation

Veterans’ disability or survivors’ death benefits

Workers’ compensation

40-6-14


28-41-32

28-44-58

30-7-9


28-33-27

TOOLS OF TRADE

Library of professional in practice

Working tools to $2000

9-26-4(2)

9-26-4(2)

WAGES

Earned but unpaid wages to $50

Earned but unpaid wages due military member on active duty

Earned but unpaid wages due seaman

Earned but unpaid wages if received welfare during year before filing bankruptcy

Wages of spouse, children

Wages paid by charitable organization to the poor

9-26-4(8) ( C)

30-7-9


9-26-4(6)

9-26-4(8) (B)



9-26-4(9)

9-26-4(8) (A)

WILD CARD

$6,500 of any type of property

9-26-4(16)



Rhode Island Bankruptcy Courts  R.I. Bankruptcy Courts
See the list below for Bankruptcy Courts by District. Click on the District link to go directly to that Bankruptcy Court's web site.

BANKRUPTCY COURTS NUMBER OF COPIES
The Federal Center
380 Westminster Mall
Providence, RI 02903
Telephone: (401) 528-4477


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