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ABOUT CHAPTER 7
HOW CHAPTER 7 WORKS
THE CHAPTER 7 DISCHARGE
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HOW CHAPTER 13 WORKS
THE CHAPTER 13 DISCHARGE
STATE EXEMPTIONS
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Kansas bankruptcy exemptions   KS Bankruptcy Exemptions

FEDERAL BANKRUPTCY EXEMPTIONS ARE NOT AVAILABLE
All law references are to Kansas Bankruptcy Code unless noted.

ASSET

EXEMPTION

LAW PROVISION

HOMESTEAD

Real property or mobile home you occupy or intend to occupy to unlimited value; property cannot exceed 1 acre in town or city, 160 acres on farm,You must occupy or intend to occupy the property at the time you file for bankruptcy.

60-2301

Constitution 15-9

INSURANCE

Fraternal life insurance benefits

40-414(a)

Life insurance forfeiture value if file for bankruptcy over 1 year after policy issued

40-414(b)

Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary’s creditors

40-414(a)

MISCELLANEOUS

Liquor licenses

41-326

Property of business partnership

56-325

PENSIONS

Elected and appointed officials in cities with population between 120,000 and 200,000

13-14, 102

ERISA-qualified benefits

60-2038(b)

Federal government pension needed for support and paid within 3 months of filing bankruptcy (only payments being received)

60-20338(a)

Firefighters

12-5005(e), 14-10a10

Judges

20-2618

Police officers

12-5005(e), 13-14a10

Public employees

74-4923, 74-49, 105

State highway patrol officers

74-4978g

State school employees

72-5526

PERSONAL PROPERTY

Burial plot or crypt

60-2304(d)

Clothing to last 1 year

60-2304(a)

Food and fuel to last 1 year

60-2304(a)

Funeral plan prepayments

16-310(d)

Furnishings and household equipment

60-2304(a)

Jewelry and articles of adornment to $1,000

60-2304(b)

Motor vehicle to $20,000; if designed or equipped for disabled persons, no limit

60-2304(c)

PUBLIC BENEFITS

AFDC, general assistance, social welfare

39-717

Crime victims’ compensation

74-7313(d)

Unemployment compensation

44-718(c)

Workers’ compensation

44-514

TOOLS OF TRADE

Books, documents, furniture, instruments, equipment, breeding stock, seed, grain and stock to $7,500 total

60-2304(e)

National Guard uniforms, arms and equipment

48-245

WAGES

Minimum 75% of earned but unpaid wages; bankruptcy judge may authorize more for low-income debtors

60-2310

WILD CARD

NONE

 



Kansas bankruptcy courts  Kansas Bankruptcy Courts
See the list below for Bankruptcy Courts by District. Click on the District link to go directly to that Bankruptcy Court's web site.

BANKRUPTCY COURTS NUMBER OF COPIES
District Of Kansas
Kansas City Division
161 U.S. Courthouse
500 State Avenue
Kansas City, KS 66101
Telephone: (913) 551-6732

Topeka Division
240 U.S. Courthouse
444 S.E. Quincy
Topeka, KS 66683
Telephone: (913) 295-2750

Wichita Division
167 U.S. Courthouse
401 North Market Street
Wichita, KS 67202
Telephone: (316) 269-6486

contact clerks office

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