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ABOUT CHAPTER 7
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THE CHAPTER 7 DISCHARGE
ABOUT CHAPTER 13
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THE CHAPTER 13 DISCHARGE
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FREQUENTLY ASKED QUESTIONS

 

How are Co-signers affected by Bankruptcy?

If someone has co-signed a loan with you and you file for bankruptcy, the co-signer may still be responsible to pay your debt. You should list the co-signer as a creditor in your bankruptcy petition since they may have a contingent claim against you.

However, a filing debtor may be able to protect the non-filing co-debtor by filing a chapter 13.

Be sure and alert any co-signers regarding to your intention to file bankruptcy in advance of filing.


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